*** *** For many of us the money we put into our 401k and the money we grow there will be a primary source of funds to see us through our retirement however we may envision it. The more I talk with people about their accounts the more I see common pitfalls that are...
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Have you ever filed away your 401k account statement without opening it? Have you ever looked at losses in your 401k and assumed your financial problems will magically go away if you just hung on long enough? Have you tried to get help from you company and given up when they told you to...
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You have accumulated your wealth by virtue of talents other than managing an investment portfolio. You have worked hard in your field and have had the presence of mind to put aside money for retirement. Do you have the time and the desire to teach yourself an entirely new professional set of skills? Do...
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The Defined Contribution Plan, most commonly known as the 401k plan, is a perfect platform for the application of technical analysis. What you should know is the main menu of investment options in your plan consist of products. Each of these products is a portfolio of assets. The assets in each portfolio are selected...
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Let’s be honest here: something for nothing is what we commonly believe to be the definition of free. However, even free offers have a cost. In the area of your 401k plan, your employer will likely offers free tools. Common among them will be informational brochures on how the plan works, how you...
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I am not a fan of Target Date Funds for two primary reasons. The first reason is the very real disconnect between the theory that bonds should be a part of every investors’ retirement portfolio (in the name of “safety”) yet
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This is an important enough concept to spend a bit more time explaining. Recall the Target Date Fund in your 401k, in theory, is to protect your retirement savings account by rebalancing your portfolio every year
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