♥Thank You listeners! ♥ We’ve reached 4,500 Total Podcast Plays! …in just 150 days. A number of you told me you searched iTunes for the term 401k. That’s how you came to find the podcast. iTunes search results are driven by “Ratings and Reviews” from listeners. You can make a difference. Simply click the link below…
This is Module #9!In this episode we talk about the biggest challenge facing the 401k plan participant – the downside to the information age – information overload!
0:35 – Google Alerts
1:22 – Information Overload
1:46 – “My 401k Sucks”
2:58 – Introducing Ed Bagadouche
3:49 – Marketwatch.com
4:46 – Listener e-mail
5:02 – How to track the numbers
5:24- Social Triggers Insider podcast: Derek Halpern with Daniel Pink
5:33 – Let the Sellers Beware
This is Module #8!In this episode we bring to center stage for the first time a game changing concept to filter 401k investment choices – Relative Strength with an obvious secret! If you want to get a relative strength analysis for your 401k investment choices, check out our Facebook fan page, The 401k Owner’s Manual, click “like” and leave a request there. We will message you a private link to grab it.
This is Module #7! In this episode we take a look at the Bank of America stock chart to evaluate the risk reward of taking a position at the price of $10.50. If you want to see a chart of one of the 401k investment choices in your plan, jump over to our Facebook fan page, click “like” and leave a request there. We will message you a private link to grab the chart.
This is Module #6! In this episode we will reveal one of the most useful indicators ever devised to manage the risk in your 401k. Just like PnF charting itself, this is an easy concept to grasp. Thanks to A.W. Cohen and Earnest J. Staby for their contributions and my understanding of how the markets really work. A special shout out to InvestorsIntelligence.com, the company which continues to publish ChartCraft. Check it out.
CLICK HERE FOR MODULE #7:
This is Module #5 helping you make better 401k investment choices. See The Vanguard 500 Index Fund chart under the spotlight of Point & Figure technical analysis. Find the step-by-step walk through to access the chart for free on stockcharts.com, in Modules #1 or #2.
02:03 – A Man of integrity: Charles Henry Dow
03:18 – The “why” isn’t important
04:50 – Review of the Top five 401k Mutual Funds
05:40 – They ALL fall down
06:42 – Cash is King… in a Bear Market
09:51 – Mental Stop Loss targets
11:50 – News is NOT important
This is Module # 4 on helping you make better 401k investment choices. FidelityContrafund, one of the top five mutual funds found in 401k plans today, is the subject being used to highlight Point & Figure technical analysis. For instructions on how to access the chart for free on stockcharts.com, check out either of the two past videos.
01:25 – Point & Figure Charting – Charles Dow
01:47 – FCNTX – Fidelity Contrafund
02:22 – Chart Comparison AGTHX, AEPGX, NYVTX and FCNTX
05:23 – “Buy signals” and “Sell signals”
06:39 – The first sell signal in an uptrend is “typically” false
07:47 – No Middle ground
08:45 – Why it’s called the “Scientific” method
In this Module #3 we continue with your introduction to Point & Figure Charting using one of the top five mutual funds found in 401k plans today: the Davis NY Venture Fund. Symbol NYVTX.
00:26 – What this IS
01:09 – NYTVX
01:32 – Brilliant Simplicity
02:47 – Chart instructions on stockcharts.com
03:56 – Chart basics
05:48 – the “Sell Signal”
07:23 – Past performance is not…
08:55 – Grab your free “How to” Book FROM 1933!
09:17 – How to get your free transcript
This is free coaching Module #2, we highlight the Euro Pacific Growth Fund, one the five top mutual funds offered in 401(k) plans today, to demonstrate what and how to measure what’s really important.
00:39 – The method used by Wall Street insiders for over 130 years.
02:44 – AEPGX – Euro Pacific Growth Fund
03:19 – How to use free charting service – www.stockcharts.com
05:14 – Basic chart reading
06:14 – Comparison to AGTHX – American Funds Growth Fund of America
07:11 – The three box reversal method
10:37 – Price support
10:50 – The down trend line
11:06 – The up trend line
This is the 1st free coaching Module in the upcoming series!
Discover what to measure; where to find it; and, how to measure it! In this episode we detail how to use a logical, organized, systematic way you can measure the investment options in your 401k plan by using the top 5 equity funds offered in 401k plans today.
00:29 – The foundation
01:08 – The Top 5 equity funds offered in 401k plans today
01:30 – Top stock offered in 401k plans today
02:00 – Poing & Figure Charting – THE insider secret
02:40 – Free eBook
03:40 – YouTube Channel
04:02 – Free Charting website
05:03 – American Funds Growth Fund of America detailed review
07:33 – Measuring “what is”
Well done! You are now part of America’s most useful 401k Insider Information. Bookmark this page because there is more to come.
In this video you’re going to get an entirely different perspective to help you make better 401k investment choices.
25 years ago the game changed… How you became responsible for funding and investing your 401k retirement plan.
*** *** For many of us the money we put into our 401k and the money we grow there will be a primary source of funds to see us through our retirement however we may envision it. The more I talk with people about their accounts the more I see common pitfalls that are easily…
The details of the Main Menu of your 401k investment options can be found in your Summary Plan Description. Ask your Human Resources Department for a current copy of this document. In this document you should find the mutual fund choices available to you. Steps you may want to consider to evaluate your choices: What…
Have you ever filed away your 401k account statement without opening it? Have you ever looked at losses in your 401k and assumed your financial problems will magically go away if you just hung on long enough? Have you tried to get help from you company and given up when they told you to call…
TIAA~CREF, is a national financial services organization with $466 billion in combined assets under management (3/31/11) and the leading provider of retirement services in the academic, research, medical and cultural fields. While the news is not about 401k plans, TIAA-CREF is a big player in the non-profit, 403(b) and 457(b) company retirement plan business, TIAA~CREF…
You have accumulated your wealth by virtue of talents other than managing an investment portfolio. You have worked hard in your field and have had the presence of mind to put aside money for retirement. Do you have the time and the desire to teach yourself an entirely new professional set of skills? Do you…
The Defined Contribution Plan, most commonly known as the 401k plan, is a perfect platform for the application of technical analysis. What you should know is the main menu of investment options in your plan consist of products. Each of these products is a portfolio of assets. The assets in each portfolio are selected on…
Let’s be clear on the Lottery Effect.photo © 2010 Seth Anderson | more info (via: Wylio) In so far as no one can really tell you with absolute certainty the value of the stock market at the time you actually retire, there is the possibility that it may be lower than when you made your…
photo © 2006 N1NJ4 | more info (via: Wylio) The Financial Industry Regulatory Authority, Inc., FINRA, released the state-by-state online survey of more than 28,000 respondents (released December 2010) as part of the 2009 National Financial Capability Study. A very impressive team created the survey instrument:
For who is the “Buy and Hold” message directed? The financial industry, particularly in the mutual fund space, has spent millions upon millions of dollars spreading this advertising message. And, in truth, that is all it is ~ an ongoing advertising campaign. How can you tell? Look at
Let’s be honest here: something for nothing is what we commonly believe to be the definition of free. However, even free offers have a cost. In the area of your 401k plan, your employer will likely offers free tools. Common among them will be informational brochures on how the plan works, how you opt-in,…
I am not a fan of Target Date Funds for two primary reasons. The first reason is the very real disconnect between the theory that bonds should be a part of every investors’ retirement portfolio (in the name of “safety”) yet
This article will help you with your initial assessment of the Self Directed Brokerage Account (SDBA) among your 401k investment options, which may include ETFs or exchange traded funds. photo © 2010 Keith Ramsey | more info (via: Wylio) What you need to know about the SDBA is that it expands the investment choices open…
Recall we said the number one rule for ways to save money was ~ pay yourself first! Here is the second rule ~ take personal responsibility! What does that have to do with money saving tips? What does that have to do with my retirement savings account and my 401k plan? Everything! Let me explain…
Why should I care about the philosophy of my 401k Plan Provider? The short answer is it will impact your money. Quick point, your Plan Provider is the investment bank, bank, or financial services firm that provides the investment platform that is your 401k plan. photo © 2009 woodley wonderworks | more info (via: Wylio)…
This is an important enough concept to spend a bit more time explaining. Recall the Target Date Fund in your 401k, in theory, is to protect your retirement savings account by rebalancing your portfolio every year
If your 401k plan has been amended to comply with the Pension Protection Act of 2006, which came into effect in January of 2008, you may find yourself as an investor in a Target Date Fund without having made that choice. This product was designed as a one stop shop for employees to prevent them…
One of the things I have seen in 401k plans is a scale measuring risk from low to high and the mutual fund choices available in the plan placed in the approximate location on that scale. One example of the progression from low risk to high risk is often represented as follows:
You have taken the first step and resolved to pay yourself first. Good. Now what? photo © 2010 Andrew Steele | more info (via: Wylio) Let’s look at what is inside your 401k. Most plans today have some number of investment choices on the main menu. They are almost all mutual funds. The notable…
If there is any single idea that will benefit you ~ this is it. Pay yourself first. photo © 2005 Tracy O | more info (via: Wylio) OK, let’s be clear. Paying yourself first does not mean taking money out of your income and putting it aside for a new plasma TV, luxury…
